:root{--navy:#0A1628;--ivory:#F7F5F0;--sand:#EDEAE3;--line:#D9D5CC;--gold:#C8A96A;--gold-d:#9A7B3F;--blue:#1E4FBF;--ink:#1A2233;--mute:#5B6272;--faint:#667085;--serif:'Noto Serif KR',serif;--sans:'Pretendard',-apple-system,BlinkMacSystemFont,'Apple SD Gothic Neo','Malgun Gothic',sans-serif}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;background:#E6E4DF;color:var(--ink);font-family:var(--sans);letter-spacing:-.015em;line-height:1.6;word-break:keep-all;overflow-wrap:anywhere}
a{color:var(--blue);text-decoration:none}
a:hover{color:var(--navy)}
img,svg{display:block}
.page{max-width:840px;margin:0 auto;background:var(--ivory);padding-bottom:96px}
.sec{padding:64px 20px}
.sec--ivory{background:var(--ivory)}.sec--sand{background:var(--sand)}.sec--navy{background:var(--navy);color:var(--ivory)}
.eyebrow{display:flex;align-items:center;gap:10px;font-size:12px;letter-spacing:.24em;font-weight:600;color:var(--blue)}
.eyebrow i{display:block;width:28px;height:1px;background:currentColor}
.sec--navy .eyebrow{color:var(--gold)}
h1,h2,h3{margin:0;font-family:var(--serif);letter-spacing:-.02em;text-wrap:pretty}
h2{font-size:28px;line-height:1.4;font-weight:600;color:var(--navy);margin-top:14px}
.sec--navy h2{color:var(--ivory)}
.lead{margin:22px 0 0;font-size:16px;line-height:1.8;color:var(--mute);text-wrap:pretty}
.sec--navy .lead{color:rgba(247,245,240,.7)}
.note{margin:24px 0 0;font-size:13px;line-height:1.7;color:var(--faint)}
.sec--navy .note{color:rgba(247,245,240,.6)}
/* hero */
.hero{position:relative;overflow:hidden;padding:36px 20px 64px}
.hero::before,.hero::after{content:"";position:absolute;border-radius:50%;border:1px solid rgba(200,169,106,.16);pointer-events:none}
.hero::before{width:360px;height:360px;right:-140px;top:-140px}
.hero::after{width:200px;height:200px;right:-20px;top:-20px}
.hero>*{position:relative}
.brand{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-bottom:22px;border-bottom:1px solid rgba(247,245,240,.14)}
.brand__id{display:flex;align-items:center;gap:12px}
.brand__mark{width:34px;height:34px;border:1.5px solid var(--gold);display:grid;place-items:center;font-family:var(--serif);font-size:17px;font-weight:600;color:var(--gold)}
.brand__name{font-size:16px;font-weight:600;line-height:1.2}
.brand__name small{display:block;font-size:10px;letter-spacing:.2em;color:var(--gold);font-weight:600;margin-top:4px}
.brand__area{font-size:11px;letter-spacing:.14em;color:rgba(247,245,240,.55);font-weight:500;text-align:right;display:none}
.hero__label{margin-top:44px;font-size:12px;letter-spacing:.28em;color:var(--gold);font-weight:600}
.hero h1{margin-top:18px;font-size:38px;line-height:1.3;font-weight:600}
.hero h1 em{font-style:normal;color:var(--gold)}
.hero .lead{color:rgba(247,245,240,.72)}
.hook{margin-top:34px;border:1px solid rgba(200,169,106,.5);background:rgba(200,169,106,.08);padding:20px;display:flex;gap:18px;align-items:flex-start}
.hook__num{flex:none;font-family:var(--serif);font-size:30px;line-height:1.1;color:var(--gold);font-weight:600;white-space:nowrap}
.hook__num small{font-size:15px}
.hook__t{font-size:16px;font-weight:700;line-height:1.45}
.hook__d{margin-top:6px;font-size:13px;color:rgba(247,245,240,.65);line-height:1.55}
.cta{margin-top:26px;display:flex;flex-direction:column;gap:10px}
.btn:focus-visible,.field input:focus-visible,.field select:focus-visible,.field textarea:focus-visible,.consent input:focus-visible{outline:2px solid var(--blue);outline-offset:2px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;font-size:17px;font-weight:700;padding:17px 24px;border-radius:6px;border:1.5px solid transparent;cursor:pointer;font-family:inherit;transition:background .15s,color .15s,border-color .15s}
.btn svg{width:20px;height:20px;flex:none}
.btn--ivory{background:var(--ivory);color:var(--navy)}.btn--ivory:hover{background:var(--gold);color:var(--navy)}
.btn--ghost{background:transparent;color:var(--ivory);border-color:rgba(247,245,240,.4)}.btn--ghost:hover{border-color:var(--ivory);color:var(--ivory)}
.btn--navy{background:var(--navy);color:var(--ivory)}.btn--navy:hover{background:var(--blue);color:var(--ivory)}
.btn--kakao{background:#FEE500;color:#191919}.btn--kakao:hover{background:#F5DC00;color:#191919}
.disclaimer{margin-top:18px;font-size:12px;line-height:1.7;color:rgba(247,245,240,.55)}
.area{margin-top:18px;display:flex;align-items:center;gap:8px;font-size:14px;color:rgba(247,245,240,.7);font-weight:500}
.area svg{width:16px;height:16px}
.stats{margin-top:44px;display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid rgba(247,245,240,.14)}
.stats>div{padding:20px 12px 0}
.stats>div+div{border-left:1px solid rgba(247,245,240,.14)}
.stats b{display:block;font-family:var(--serif);font-size:22px;font-weight:500}
.stats span{display:block;margin-top:6px;font-size:12px;color:rgba(247,245,240,.55)}
/* lists */
.rule-list{margin:34px 0 0;padding:0;list-style:none;border-top:1px solid var(--line)}
.rule-list li{display:flex;gap:18px;align-items:flex-start;padding:16px 0;border-bottom:1px solid var(--line);font-size:16px;font-weight:500;line-height:1.5}
.rule-list .n{flex:none;font-family:var(--serif);font-size:14px;color:var(--gold);width:28px;padding-top:2px}
.sec--navy .rule-list,.sec--navy .rule-list li{border-color:rgba(247,245,240,.16)}
.check{flex:none;width:16px;height:16px;border:1.5px solid var(--gold);display:grid;place-items:center;margin-top:4px}
.check svg{width:10px;height:10px}
/* grid cards */
.grid{margin-top:32px;display:grid;gap:1px;background:var(--line);border:1px solid var(--line)}
.grid>div{background:var(--ivory);padding:22px 20px}
.grid--white>div{background:#fff}
.grid h3{font-size:19px;font-weight:600;color:var(--navy);line-height:1.4;font-family:var(--serif)}
.grid p{margin:8px 0 0;font-size:14px;color:var(--mute);line-height:1.6}
.grid .n{font-family:var(--serif);font-size:13px;color:var(--gold);margin-bottom:10px}
.grid .t{font-size:16px;font-weight:700;color:var(--navy);line-height:1.4}
.pair{display:flex;flex-direction:column;gap:4px}
.pair .k{font-size:14px;font-weight:600;color:var(--navy)}
.pair .v{font-size:15px;color:var(--mute);line-height:1.6}
.callout{margin-top:28px;background:var(--navy);color:var(--ivory);padding:26px 22px}
.callout .eyebrow{color:var(--gold)}
.callout p{margin:10px 0 0;font-family:var(--serif);font-size:19px;line-height:1.5;font-weight:500}
.callout--gold{background:#FBF8F1;color:var(--ink);border:1px solid var(--gold)}
.callout--gold .eyebrow{color:var(--gold-d)}
.callout--gold p{color:var(--navy);font-size:18px;font-weight:600}
.callout--gold .d{margin-top:10px;font-family:var(--sans);font-size:14px;color:var(--mute);line-height:1.7;font-weight:400}
.quote{margin-top:28px;border-left:2px solid var(--navy);padding:4px 0 4px 18px;font-size:16px;line-height:1.65;font-weight:500;color:var(--navy)}
.svc{display:flex;gap:18px;align-items:flex-start}
.svc svg{flex:none;width:34px;height:34px;margin-top:2px;stroke:var(--navy)}
/* compare */
.cmp{margin-top:32px;border:1px solid var(--line);background:var(--line);display:grid;gap:1px}
.cmp__head{display:none}
.cmp__row{background:var(--ivory);padding:18px 20px;display:grid;gap:10px}
.cmp__row .lbl{font-size:15px;font-weight:700;color:var(--navy)}
.cmp__row .alone,.cmp__row .with{font-size:14px;line-height:1.55}
.cmp__row .alone{color:var(--faint)}.cmp__row .with{color:var(--navy);font-weight:500}
.cmp__row .alone::before,.cmp__row .with::before{display:block;font-size:11px;letter-spacing:.14em;font-weight:600;margin-bottom:3px}
.cmp__row .alone::before{content:"혼자 알아볼 때";color:var(--faint)}
.cmp__row .with::before{content:"상담센터와 함께";color:var(--gold-d)}
.sub-eyebrow{margin-top:36px;font-size:12px;letter-spacing:.24em;color:var(--gold-d);font-weight:600}
.personas{margin-top:28px;background:var(--navy);color:var(--ivory);padding:26px 22px}
.personas ul{margin:16px 0 0;padding:0;list-style:none;display:grid;gap:12px}
.personas li{display:flex;gap:12px;align-items:flex-start;font-size:15px;line-height:1.55}
.personas li::before{content:"";flex:none;width:6px;height:6px;background:var(--gold);margin-top:9px}
/* process */
.steps{margin:34px 0 0;padding:0;list-style:none;border-top:1px solid rgba(247,245,240,.16)}
.steps li{display:grid;grid-template-columns:56px 1fr;gap:12px;align-items:baseline;padding:18px 0;border-bottom:1px solid rgba(247,245,240,.16);font-size:17px;font-weight:500}
.steps .n{font-family:var(--serif);font-size:22px;color:var(--gold);font-weight:500}
/* region */
.regions{margin-top:32px;display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line)}
.regions>div{background:#fff;padding:22px 0;text-align:center}
.regions b{display:block;font-family:var(--serif);font-size:24px;font-weight:600;color:var(--navy)}
.regions span{display:block;margin-top:4px;font-size:11px;letter-spacing:.18em;color:var(--faint)}
/* contact */
.contact{text-align:center}
.contact h2{font-size:32px}
.contact .cta{align-items:stretch}
.phone{margin-top:22px;font-family:var(--serif);font-size:24px;color:var(--navy);font-weight:500;letter-spacing:.02em}
.form{margin-top:40px;text-align:left;background:#fff;border:1px solid var(--line);padding:26px 20px}
.form h3{font-size:20px;color:var(--navy)}
.form .hint{margin:6px 0 0;font-size:13px;color:var(--faint)}
.fields{margin-top:20px;display:grid;gap:14px}
.field label{display:block;font-size:13px;font-weight:600;color:var(--navy);margin-bottom:6px}
.field label small{font-weight:500;color:var(--faint);margin-left:6px}
.field input,.field select,.field textarea{width:100%;font:inherit;font-size:16px;padding:13px 14px;border:1px solid var(--line);border-radius:4px;background:var(--ivory);color:var(--ink);letter-spacing:-.01em}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--blue);outline-offset:-1px;background:#fff}
.field textarea{min-height:90px;resize:vertical}
.consent-box{display:grid;gap:12px}
.consent{display:flex;gap:10px;align-items:flex-start;font-size:14px;line-height:1.6;color:var(--ink)}
.consent b{color:var(--navy)}
.consent small{display:block;font-size:12px;color:var(--mute);margin-top:2px}
.consent input{margin-top:3px;width:18px;height:18px;flex:none}
.consent a{text-decoration:underline}
.form .btn{width:100%;margin-top:6px}
.form__done{display:none;padding:28px 0 10px;text-align:center}
.form__done b{display:block;font-family:var(--serif);font-size:22px;color:var(--navy)}
.form__done p{margin:12px 0 0;font-size:14px;color:var(--mute);line-height:1.7}
.form.is-done .fields,.form.is-done .btn,.form.is-done .hint,.form.is-done h3{display:none}
.form.is-done .form__done{display:block}
.form__err{display:none;margin-top:12px;font-size:13px;color:#B42318}
.tags{margin:26px 0 0;padding:14px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line);display:flex;flex-wrap:wrap;justify-content:center;gap:6px 22px;font-size:14px;font-weight:500}
/* footer */
.foot{padding:48px 20px 64px;color:rgba(247,245,240,.6);font-size:13px;line-height:1.75}
.foot .brand__name{color:var(--ivory)}
.foot .info{margin-top:22px;display:grid;gap:4px}
.foot .info a{color:var(--ivory);font-weight:600}
.foot hr{border:0;border-top:1px solid rgba(247,245,240,.14);margin:24px 0}
.foot .legal{display:grid;gap:8px;font-size:12px}
.foot .links{margin-top:22px;display:flex;gap:18px;font-size:12px}
.foot .links a{color:rgba(247,245,240,.8);text-decoration:underline}
/* sticky bar */
.bar{position:fixed;left:0;right:0;bottom:0;z-index:50;background:rgba(10,22,40,.94);backdrop-filter:blur(10px);-webkit-backdrop-filter:blur(10px);border-top:1px solid rgba(200,169,106,.35);padding:10px 12px calc(10px + env(safe-area-inset-bottom))}
.bar__in{max-width:840px;margin:0 auto;display:flex;gap:8px}
.bar .btn{flex:1;padding:14px 8px;font-size:15px}
.bar .btn svg{width:18px;height:18px}
/* privacy page */
.doc{padding:48px 20px 80px;font-size:15px;line-height:1.8;color:var(--ink)}
.doc h1{font-size:28px;color:var(--navy)}
.doc h2{font-size:19px;margin-top:36px}
.doc p,.doc li{color:var(--mute)}
.doc ul{padding-left:20px}
.doc table{width:100%;border-collapse:collapse;margin-top:12px;font-size:14px}
.doc th,.doc td{border:1px solid var(--line);padding:10px 12px;text-align:left;vertical-align:top}
.doc th{background:var(--sand);color:var(--navy);font-weight:600;width:30%}
.doc .back{display:inline-block;margin-bottom:28px;font-size:13px}
@media (min-width:720px){
  .sec{padding:100px 64px}
  .hero{padding:48px 64px 100px}
  .hero::before{width:560px;height:560px;right:-160px;top:-160px}.hero::after{width:320px;height:320px;right:-40px;top:-40px}
  .brand__area{display:block}
  .brand__mark{width:44px;height:44px;font-size:22px}
  .brand__name{font-size:20px}
  .hero__label{margin-top:72px}
  .hero h1{font-size:60px;margin-top:28px}
  .lead,.hero .lead{font-size:20px}
  .hook{padding:30px 36px;align-items:center}
  .hook__num{font-size:44px}.hook__num small{font-size:22px}
  .hook__t{font-size:20px}.hook__d{font-size:16px}
  .cta{flex-direction:row;flex-wrap:wrap}
  .btn{font-size:19px;padding:20px 40px}
  .disclaimer{font-size:14px}
  .area{font-size:17px}
  .stats>div{padding:28px 24px 0}.stats b{font-size:32px}.stats span{font-size:15px}
  .eyebrow{font-size:14px}.eyebrow i{width:40px}
  h2{font-size:42px;margin-top:22px}
  .contact h2{font-size:48px}
  .note{font-size:15px}
  .rule-list li{font-size:20px;padding:22px 0;gap:26px}.rule-list .n{font-size:17px;width:36px}
  .grid--2{grid-template-columns:1fr 1fr}.grid--3{grid-template-columns:repeat(3,1fr)}
  .grid>div{padding:32px 30px}.grid h3{font-size:24px}.grid p{font-size:17px}.grid .t{font-size:19px}
  .pair{flex-direction:row;gap:24px}.pair .k{flex:none;width:170px;font-size:17px}.pair .v{font-size:18px}
  .callout{padding:36px 40px}.callout p{font-size:25px}.callout--gold p{font-size:23px}.callout--gold .d{font-size:17px}
  .quote{font-size:19px;padding-left:26px}
  .svc svg{width:44px;height:44px}
  .cmp__head{display:grid;grid-template-columns:150px 1fr 1fr;gap:1px;background:var(--line)}
  .cmp__head>div{padding:14px 20px;font-size:14px;font-weight:600}
  .cmp__head .h0{background:var(--sand);color:var(--faint);letter-spacing:.2em;font-size:12px}
  .cmp__head .h1{background:var(--sand);color:var(--mute)}
  .cmp__head .h2{background:var(--navy);color:var(--gold);font-weight:700}
  .cmp__row{grid-template-columns:150px 1fr 1fr;gap:1px;padding:0;background:var(--line)}
  .cmp__row>div{background:var(--ivory);padding:22px 20px;display:flex;align-items:center}
  .cmp__row .with{background:#fff}
  .cmp__row .lbl{font-size:17px}.cmp__row .alone,.cmp__row .with{font-size:16px}
  .cmp__row .alone::before,.cmp__row .with::before{display:none}
  .personas{padding:36px 40px}.personas ul{grid-template-columns:1fr 1fr;gap:14px 28px}.personas li{font-size:17px}
  .steps li{grid-template-columns:80px 1fr;font-size:21px;padding:24px 0}.steps .n{font-size:28px}
  .regions{grid-template-columns:repeat(5,1fr)}.regions b{font-size:28px}
  .phone{font-size:30px}
  .form{padding:40px 44px}.form h3{font-size:26px}
  .fields{grid-template-columns:1fr 1fr;gap:18px}
  .field--full{grid-column:1/-1}
  .tags{font-size:16px;gap:8px 30px}
  .foot{padding:64px 64px 80px;font-size:15px}.foot .legal{font-size:14px}
  .page{padding-bottom:110px}
}

/* Pending contact channels stay visibly inactive. */
[aria-disabled="true"] { cursor: default; opacity: .62; }
#consult-pending .btn { margin-top: 16px; }